# Introduction

Card programmes

We provide processing and banking so you can create a programme with all these features in a single contract:

  • Issue virtual and physical cards
  • Real-time funding
  • PCI-certified APIs
  • Dynamic spend controls
  • Live data feeds

IMPORTANT

Pending actions feature is mandatory for Cards as a Service API implementation. This part is integral, as specific API functionalities and operational processes are dependent on the successful integration of the Pending Actions feature. For in-depth insights and integration guidelines, refer to our Pending Actions (opens new window) article.

# PCI compliance

Using our PCI-compliant API allows you to develop your custom solutions without waiting for certification. By connecting to our API, you avoid handling unnecessary personal data while the data is hosted on secure, PCI-compliant servers and encrypted for transmission. We’re fully PCI compliant and regulated in Sweden as an EMI.

PCI redirect flow

In order to minimize your PCI obligations, we rely on hosted pages to which the user is redirected. This helps us practically eliminate the risks associated with handling sensitive card information on your end.