4829 Money transfers funding

Last update on March 28th 2025

IMPORTANT: This guide applies only to PULL transactions, moving funds from cardholder to merchant.

This requirement is enforced from April 2025.

All 4829 authorizations (for both Visa and Mastercard) are required to contain

• category: "funding"
• type: "person-to-person"
• information on the receiver:
  • first name
  • last name
  • account number
  • account type
• for receivers in US and Canada only:
  • address of receiver

POST /v1/authorization
{
  "number": "<your-authorization-number>",
  "amount": 12.34,
  "currency": "EUR",
  "card": {
    "pan": "4111111111111111",
    "expires": [
      1,
      28
    ],
    "csc": "123"
  },
  "category": "funding",
  "type": "person-to-person",
  "receiver": {
    "name": {
      "first": "Peter",
      "last": "Wilson"
    },
    "account_number": "4200000000000000", // Full card PAN would be provided here
    "account_type": "card-account",
    "address": // For receivers in US and Canada only
  }
}

Please refer to Authorization Creatable.

This transaction is automatically captured.

For Mastercard, to comply wih Mastercard Data Integrity Monitoring Program, these transactions will be coded as TTI F07.

For Visa, transactions will be coded as purchases, as Visa has not yet required special requirements on this type of payment.